Close Your Loans Faster, Live Interest-Free
Smart EMI helps you reduce EMI payments, compare loan options, and achieve financial freedom with precision calculations. Make smarter financial decisions today.
See Smart EMI in Action
Our intuitive calculator makes complex loan calculations simple and accurate
Everything you need for smart loan management
From basic calculations to advanced analytics, we've got you covered
Smart EMI
Calculate EMIs with precision using flat and reducing balance methods. Get instant results with our advanced algorithms.
Loan Comparison
Compare multiple loan options side-by-side to find the best deals. Make informed decisions with detailed analysis.
Active Loan Tracking
Monitor your loans with real-time progress tracking and payment schedules. Never miss a payment again.
Advanced Analytics
Get detailed insights and reports on your loan portfolio. Understand your financial progress with visual charts.
Trusted by thousands of users
See what our customers say about Smart EMI
“Smart EMI helped me save $15,000 on my home loan by showing me the best prepayment strategy. The calculator is incredibly accurate.”
“The loan comparison feature saved me hours of research. Found the perfect car loan in minutes with detailed analysis.”
“I recommend Smart EMI to all my clients. The dashboard makes loan management simple and the insights are invaluable.”
Choose your plan
Start free and upgrade when you need advanced features
- EMI Calculator (Unlimited)
- Share Loan Analysis with others
- Flat vs Reducing Rate Analysis
- Interactive Charts & Visualizations
- Detailed Loan Amortization Schedule
- Multi-Currency Support (20+ currencies)
- Everything in Smart Planning
- Smart Intelligence & AI Insights
- Personalized Prepayment Strategies
- AI-Powered Loan Optimization
- Side by side Loan Comparsion
- Save loan calcualtions for future analysis
- Portfolio Performance Dashboard
- Smart Alerts & Notifications
- Early Access to New Features
- Priority Email Support
Ready to transform your financial future?
Join thousands of users who are already saving money and achieving financial freedom with Smart EMI.
Frequently Asked Questions
Everything you need to know about our pricing and features
Why is Smart Planning completely free?
We believe everyone deserves access to smart financial planning tools. Our free tier includes everything needed for loan planning and comparison.
What makes Power Tools worth the investment?
Power Tools transforms you from planning loans to actively managing them. Track real loans, get AI-powered optimization insights, and save thousands with smart prepayment strategies.
Is there a free trial for Power Tools?
Yes! We are working to offer a 7-day free trial for Power Tools soon so you can experience the full benefits before committing.
Can I cancel anytime?
Absolutely! Cancel your Power Tools subscription at any time. You'll retain access until your current period ends, then revert to our generous Smart Planning tier.
How does the AI-powered optimization work?
Our AI analyzes your loan data, payment patterns, and market conditions to provide personalized recommendations that can save you thousands over your loan's lifetime.